@#*?!@#*?!

I've been holding out and trying to bite my tongue, until we got the keys to vent about how awful our home buying process has been. It has been horrible. It has sucked.

I've really just about had it.

And according to our agent Angela and loan expert Jeannie, it's nothing we've done or haven't done. All parties agree it's the U.S mortgage crisis that's putting stress on every aspect of the process. We went into this purchase pre-approved but were dropped once escrow got underway because the industry changed, then changed again, then changed back, and all the time the escrow clock was ticking... Securing a loan is very tricky even with perfect credit, a very good income, having cash for 10% down payment plus close to $15,000 for the closing costs. Agggghh! Now we're in the final stretch and still we're being put through the ringer! Are we moving in three weeks or not? Put me out of my misery, please! I have one nerve left and it is very fragile. To help keep calm I've been embroidering some baby booties for the newly arrived baby Isobel in Santa Cruz and packing, packing, packing.